The fork
Capital can buy time. People build countries.
Pakistan cannot buy its way out with borrowed capital. Capital helps. It can fund roads, power, trade, tools, and time. But money is not a country.
A country is built by people who can work, organize, deliver, and keep trust. Resources help when they are ready and governed well. Capital helps when it backs real work. Neither can replace productive people.
That is the simple fork: bet on money first and hope capacity follows, or bet on people first and make capital follow competence.